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in Peru solvency citizens are vulnerable to an emergency, as evidenced by the National Financial Capacity Survey conducted by the Banking, Insurance and AFP Administration (SBS).
It is now estimated that only 33% of Peruvians, that is, one in three workers he could not live more than a month if he lost his main source of income.
This figure is lower than what was recorded before the pandemic, when it was estimated that 28% could not survive without receiving income for a month or more.
As they point out, this situation worsened due to the difficult years of the pandemic and political problems that worsened the purchasing power of the population, to which were added rising unemployment and a decrease in average income.
The survey shows that currently 31% of Peruvians indicate that their income they are not regular or stable.
Similarly, it is estimated that three-quarters of those surveyed will have difficulty raising S$1,000 in the coming days.
For this reason, in the event of an emergency, 33% would turn to their savings and another 33% to family and friends as their main source of money.
The study also notes that only two out of five Peruvians have saved money in the last twelve months, and that the most common savings method among citizens is still saving for later. cash at home and, to a lesser extent, kept in an escrow account.
It should be added that 46% of the population of Peru have only an average level of financial education and only 13% have an adequate level.
Given this, only four out of ten adult Peruvians confirm that financial products are provided entities regulated when they buy a product online.
Source: RPP
I’m Liza Grey, an experienced news writer and author at the Buna Times. I specialize in writing about economic issues, with a focus on uncovering stories that have a positive impact on society. With over seven years of experience in the news industry, I am highly knowledgeable about current events and the ways in which they affect our daily lives.