Today, more and more people are looking for opportunities to get a loan with favorable conditions. One option is a soft loan.
In this article we will look at what the lending preference is, how to get it and what conditions the ShvidkoGroshi company offers.
Preferential lending – what is it?
Preferential lending involves providing a loan with a reduced interest rate, the possibility of a grace period or other benefits for the borrower. The purpose of such lending is to help people achieve their financial goals with lower financial costs.
How to get a soft loan?
MFOs (microfinance organizations) also provide preferential loans with different conditions. It is possible to get a loan with an extended period from an MFO, but again, it depends on the conditions of a particular organization.
The ShvidkoGroshi company is one of the leaders in the soft loan market in Ukraine. During its existence, it issued more than 1,500,000 loans with a total of more than 7 billion Hryvnias. The company offers preferential terms and a flexible payment system.
To apply for a preferential loan, you need to contact the office or fill out an online application on their official website. When submitting an application, you will need to provide the necessary documents and information.
Conditions for receiving a preferential loan
The conditions for obtaining a preferential loan vary depending on the offers of different companies. In the case of the ShvidkoGroshi company, the requirements are simplified as much as possible so that everyone can get access to preferential lending.
The amount of the preferential loan depends on the specific type of loan and the creditworthiness assessment of the borrower. The minimum loan amount is 500 hryvnia, and the maximum is up to 30,000 hryvnia.
The company “ShvidkoGroshi” provides loans to citizens of Ukraine who have reached the age of 18. The absence of debt in other loans and regular income are mandatory conditions for obtaining a preferential loan .
A preferential loan can be used for various purposes: purchase of goods, payment for services, education, home renovation and other personal or household needs.
Conclusion
A preferential loan is an opportunity to get a loan with favorable conditions and a reduced interest rate. The ShvidkoGroshi company offers a wide range of preferential loans and simple conditions for obtaining them.
LLC “SPOZHIVCHIY CENTER”, EDRPOU 37356833. License issued by the National Financial Services Commission, order No. 438 dated February 28, 2017. Certificate of registration of a financial institution IK No. 78 dated April 28, 2011, number of the state register of financial institutions – 16.
Calculation example (for a consumer loan Money in installments (without collateral)): with a loan amount of 3,000 UAH, for a period of 70 days, interest rate 1.35% per day, commission related to the provision of a loan 15% of the amount of the given loan – the interest for the use of funds will amount to 2062.31 UAH for the entire period of the loan, the commission is 450 UAH, daily interest rate [ДПС] = ([ЗВСК]/[ЗРК])/
For the above calculation, the maximum loan period is 70 days, the minimum loan period is 70 days. The client has the right to pay off the loan early without any additional fees associated with early payment. In the case of early repayment of the loan, the client pays the interest of the lender for the use of the loan for the period of the actual use of the loan). Real annual interest rate, percent per annum – 35,010.29%
Source: korrespondent
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