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Gun owners must insure, by law – hotline.finance

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According to Resolution of the Cabinet of Ministers 402 of March 29, 2002, citizens of Ukraine who own, store or use weapons are required to enter into a special insurance contract.

The policy covers damage that the owner of this weapon may cause to third parties, that is, other people or their property.

Who should have insurance and why?

The Resolution contains a list of types of weapons that require insurance (cold weapons, combat weapons, sporting weapons, training weapons, forged weapons, non-modern weapons , etc.). So, even the owner of any hunting or military rifle must insure his liability.

Without insurance, you cannot obtain/reissue a permit to store and use weapons.

The following are excluded from liability insurance: military personnel of the Armed Forces and other military formations, police officers, employees of the prosecutor’s office, courts and other law enforcement agencies during the performance of official duties.

What does gun insurance cover?

The main mandatory program provides coverage for up to 41,000 UAH of damage for damage to property and life or health of others instead of the insured weapon owner. The price of such a policy is only 51 UAH for 3 years. However, the insured amount may not be sufficient when an insured event occurs. The difference is paid by the owner of the weapon himself.

The popular online insurance service hotline.finance has announced the sale of additional programs with increased current coverage. The maximum payment amount, depending on the chosen insurance, is up to UAH 480,000.

In addition to gun owner liability, the voluntary program also covers self-inflicted accidents and financial expenses for the case: attorney services, medical consultations, etc.

How and where can you get insurance in 2024?

You can buy compulsory insurance or an extended program on hotline.finance without leaving your home in just 5 minutes.

After payment, the completed contract will be sent to the customer’s email. Policy registration is now available on the service’s website. Eventually, the application option will appear.

Bonus for readers

Especially for correspondent readers there is a 20% discount from hotline.finance on extended weapons insurance programs using the promo code READWP20. The promotional code must be entered at the final stage before payment.

Source: korrespondent

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