How to contact the insurance company, so that it can quickly control the insurance situation

Tetyana Shchucheva, general director of the insurance company Express Insurance

Tetyano Andrіїvno, what criteria do you need to rob an insurance company? Vlasny dosvіd, recommendations znayomih, іnshі dzherela?

Tetyana Shchucheva, director of IC “Express Insurance”

Actually, Ukrainians, as a rule, rely on the knowledge of the authorities and the recommendations of well-known friends. Ale, as if there is no good knowledge, and the thoughts of the known have changed, arto independently grow the choice.

As of 09/01/2022, according to the NBU, 127 insurance companies worked in Ukraine to promote risk insurance (okrim life insurance). To that, make it less simple to center a large number of SC on an unknown soul.

I will spread to pershu call the choice of insurance companies clarifications: what will we insure ourselves? Like a car, then pay attention to the ratings of insurance companies for CASCO and for Avtocivilniy vіdpovіdalnosti on various portals. I recommend getting quiet, which in the most ratings is included in the TOP-10. You can check your assessment on the MTIBU website, for the validity of licenses – on the NBU website and on the websites of other ICs. Obov’yazkovo learn from advice about choosing insurance companies!

Dali nadsilaєmo up to the order of five SC ask through the site, schob verify, such a stinky reaction to the client’s request. We removed the commercial proposition and respect parameters such as insurance rates, franchises, and contracts. I especially recommend that you pay attention to the speed of the insurer’s response to the request, as well as the availability of consultation. Do not forget about the clarification of minds and the procedure for paying the insurance premium.

And how can you trust the financial status of insurance companies at the same time, why do they do it the way they do?

The financial position of the insurance company along with other documents (licenses, authority structure, information for supporters) can be posted on IC websites for recognition before the law.

But I will understand that I am hardly a spozhivach, I am not an accountant, I am not an auditor, I am not a financier, I will know the IC ranks in the NBU.

Therefore, it will be important that the insurance company is heavily invested, that it is reasonable to deliver these statistics to the client, and that the information is hidden on the site. Easy to know, easy to understand and learn from his beards, talk about the UK burgher, be friendly and open to calm.

Depositphotos

What can you remove from the insurance company, not a penny, but a service – car repair, so you can solve problems from a joke and get car parts?

Here varto said, that the insurer may have the right to deal only with the insured persons, as long as they have not found licenses, and the maintenance of repairs is not within the competence of the insurer.

Hey! In the insurer, call the number of additional services related to car insurance services, arranged for assistance programs. Among these services, more often than not, you can find evacuation and technical assistance, information support 24/7 and so on.

We added tsey relic tsikavoyu and even the important service – organization and control of sets of inspiring repairs at service stations-partners of our IC.

The demand for this service is higher, even in 95% of cases when the client turns in a Swedish car to the court station. Other 5% – tse decommissioning of the total reduction of the car.

Depositphotos

Duzhe tsikavo! Tell me, be kind, in more detail, how does the servant work?

For the account of partnerships, a single IT solution, digitalization of the “adjustment + repair” process, we can put lines and controls on the skin stage of customer service. In this way, we know about the availability of spare parts for vehicle repair, for buyers we can save their delivery (for a surcharge, a larger delivery method of delivery) or we can help you identify an alternative supplier. It can also be controlled that the client is immediately requested for repairs. Such a system helps achieve the best results and reduces the human factor in the process.

It is not surprising that such a service is already demanded by those who value their time. And how does the IC client know, who can be vin on a similar account?

Call the list of additional services and unique IC insurance solutions can be presented at the skin stage of the consultation with the client. Here, we confirm that the client of our company is covered by a unique insurance service, which includes control of repair lines at partner service stations. Regarding these services, our insurance company is rozpovida as on the official website, and so is the time for developing commercial proposals for insurance.

And vzagali, naskіlki varіst vіdnovlyuvannogo repair for the rest of the river? Bazhano with specific butts of prices for 2021 and 2022.

The number and lines of repairs in 2022 have increased, and obviously. For example, in our UK, the average amount of payment for car repairs under CASCO increased by 15% from 35.6 thousand. UAH (2021 rіk), up to 41 ths. UAH (2022 rec). The average number of spare parts delivered in 2022 increased by 25% over the same period in 2021.

The main reason is the creation of new logistics routes and the provision of spare parts from the connection with the impossibility of shipping to the ports. The greatest zatrimki took place in the period from mid-afternoon to midnight, but at the end of last year, all post-employees adapted to the situation and updated the pre-war lines of post-work.

Axle three spare parts, replacing some of the most common in case of an accident – bumper, fender and headlight. The average price of a headlight for a Toyota car in 2021 is 15 thousand. Hryvnia, and in 2022 it will be 20 thousand. UAH (+33%). The average price of a bumper for a KIA car in 2021 is 7 ths. UAH, in 2022 roci – 11 thousand. UAH (+57%), average krill rate for Mercedes-Benz in 2021 roci bula 25 ths. UAH, in 2022 – 31 thousand. UAH (+24%). Bachimo, scho growth є skrіz, ale yogo step to lay another type of car brand.

Did the fears themselves change much? How do you see the TOP-5 benefits of military time insurance?

Yakby you set the food chain on the birch-grass of the past fate, I would say that 4.6% of cases are tied to the wind, another 20% of cases are caused by accidents due to reasons of disrespect / water damage related to the emotional camp , we will explain with the term evacuation. But that, starting from the red, the nature of providing mayzhe insurance bases became zvichnyh values. Splashes according to the number of fires that occurred on days of shelling and blackouts, if there was a massive turn-on of light and light-lights.

In our UK, the risk of accidents is 78.6% of all applications for 2022. For the sake of argument, in 2021, the rotation rate is 80%. The main conditions, which occurred in 2022 with our CASCO insurers, are the following: an accident or an independent hit on a crossing, damage to cars of non-restored people, damage to cars (firestones in roads, fallen trees, cut from the weekly maydanchikiv ) and stolen.