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Congress: Submit Bill to Withdraw Up to 70% of AFP Funds

The project aims to “soften the current economic crisis” by “injecting money into the national economy” | Fountain: Andean

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Chairman of the Justice and Human Rights Commission, Americano Gonzafrom the bench of Perú Libre, introduced two bills related to Private pension fund management system (SPP).

The legislative initiatives propose a new withdrawal of funds from the AFP and the free exit of citizens from the specified non-state pension system, respectively.

Up to 70% of funds

The first draft establishes the possibility of withdrawing up to 70% of the funds they have in AFPto “soften the current economic crisis” that the country is going through.

According to the reasoning developed in the initiative, its approval will benefit the families and personal households of more than 8 million participants in the Private Pensions Management System.

“It should be noted that in recent years the profitability AFP It was negative, so it doesn’t reflect that each member’s funds guarantee a decent pension, taking losses in all their funds, money that every worker today will use to face the crisis. 70% of your funds does not conflict with any applicable law,” the document says.

In this sense, the parliamentarian considered that the withdrawal of these funds would be an injection of money into the national economy, which would contribute to its revival.

“Therefore, this is an imperative and necessary measure for the economic reactivation that our population currently needs to face this unfavorable situation, as well as future crises in the national economy,” the draft states.

Free disconnect

On the other hand, the second bill presented on this issue establishes the free alienation of people who are part of Non-state pension fund management system.

To do this, a mechanism is proposed that provides for the presentation by affiliates of a request addressed to AFP correspondence requesting their withdrawal.

This initiative also establishes the possibility of free withdrawal of up to 70% of the total amount of the invested fund, leaving the remaining 30% as intangible, used for retirement purposes and transferred to the fund. Office of Pension Standardization (ONP) or any entity in the financial system.

In the latter case, the affiliate must open an intangible bank account in which AFP make an appropriate deposit. To this end, it is proposed to amend the General Law on the Financial System, establishing that banks can receive non-material pension deposits.

(According to Andina)


Source: RPP

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