While the pension reform bill was introduced on Monday, January 23, its impact on women is particularly questionable. How will they be affected? What are the differences between them and men? Decoding:
The reform project causes all fears and anger, provokes monstrous demonstrations and obliges the government to multiply the explanations of the text. Ministers and members of the majority repeat again and again. the pension reform aims not only to save the system from “bankruptcy”, but also to achieve greater equality, including women, who will be better protected after the reform. The planned measures “do not widen the inequality between women and men”, they “restore a certain number of things”, declared even the Minister of Labour, Employment and Integration, Olivier Dussopt, at the end of the meeting.
Later retirement age for women
Really? The rebalancing in question appears to be happening, at least in part, to the detriment of women, according to an official study of the impact of the reforms released this Monday, January 23, the day the bill was introduced. council, ministers. This study, the content of which revealed for the first time The reactionsin particular, it reveals that if the reform is adopted as it is, if the legal retirement age is postponed from 62 to 64, women will retire on average 7 months later than today, compared to 5 months for men.
This gap varies by generation but remains, in all scenarios, to the detriment of women. Those born in 1972 will therefore work an average of nine months longer, compared to 5 for men. For the 1980 generation, the starting age will increase by eight months for women and four months for men. Why Explanations with Valerie Batin, Founder of Sapiendo Retraites?
Miss Figaro. – Why is the payment period for women longer than for men?
Valery Batin. – To understand this, we need to distinguish between two categories of women. First, those who had children without a career break. In addition to their earned quarters, they can receive up to eight per child. A mother of one child thus earns a two-year contribution. That’s thanks to this system, which is designed to compensate for gender inequalities in work: the pay gap, unstable careers, part-time work, etc. – that these women are currently turning 62, the legal retirement age, having completed all their trimesters. This is less common for men, many of whom must continue working past this threshold to avoid the discount. By postponing the age to 64 provided by the bill, these women will be deprived of that advantage. Therefore, it is for them that the ax of legal age will be the most difficult, from a personal point of view, or the most effective if we put ourselves on the side of public finances… What is certain is that the reforms. aims to involve the period of women’s contribution to the period of men.
Podcast: Scandals Jeff Bezos, a billionaire who wanted to look younger at any cost
LISTEN TO THE EPISODE
What is the second category of women?
Those who, on the contrary, interrupted their career for several years, mostly after having one or more children. They reach the legal retirement age without completing all their quarters and must therefore continue to work or receive a discount. Unlike the former, the reform should be beneficial to them, as they will especially benefit from the increase in the minimum pension.
52% of women receive a pension of less than €1,000 compared to 20% of men
Valerie Batin, CEO of Sapiendo Retraite
The impact study expects a “significantly more significant” increase in women’s pensions by 2.2.% for those born in 1972, for example, compared to 0.9% for men of the same generation. So is that good news?
For those who want to stop as soon as possible, yes. For others, no. some could decide on their own to work until age 64 to take advantage of the bonus. Obviously they could get more without the reform. But this bill aims to fix public finances, not to relieve women. She’s asexual, you could say.
In the video: 7 good reasons to leave home
Won’t women benefit from this increase due to their lower pension?
They are actually overrepresented among younger retirees. 52% of them receive a pension of less than €1,000, compared to 20% of men, and women’s pensions are on average 40% lower than men’s. Can you imagine the gap between them? It is decreasing, of course, but very slowly, and this is mainly due to career interruptions, the difficulties faced by single mothers, and the fact that women, in general, invest less in their careers than men. And get lower pensions after you retire.
Source: Le Figaro
