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loans in Lime grew according to a study by Experian and Consulting, the results of which showed that one in five residents asked credit over the past six months and 80% of them received a positive response.
FROM inflation over 7%, according to National Institute of Statistics and Informaticsthe study also reveals the reasons why a citizen seeks to obtain a loan.
Who is asking for loans?
Economic Needs people they make them ask for loans and be able to make up for their shortcomings; However, this reason is not the most common, as entrepreneurs and small businesses seek financing for them business.
In addition, there are also 36% of people interested in getting a loan because they want to start or start a business, this public is between the ages of 36 and 45 and belongs to the socio-economic sector C, D and E.
60% run away from credit, they don’t want more debt!
although credit This can be positive if you know how to drive a car, 60% of Lima residents do not want to go into debt due to the difficult economic situation and not having the confidence to pay high interest rates, getting higher each time; In addition, they claim that it is not necessary.
At the same time, people with active credit (40%) belong to emerging lime (Lima north, south and east). Of these, 33.5% asked for a loan from a bank or financial institution and 10.1% from a relative, friend or lender.
From the group of people with active loans at the moment, they have confidence in fulfilling their obligations within the period set by their lenders.
Source: RPP
I’m Liza Grey, an experienced news writer and author at the Buna Times. I specialize in writing about economic issues, with a focus on uncovering stories that have a positive impact on society. With over seven years of experience in the news industry, I am highly knowledgeable about current events and the ways in which they affect our daily lives.