In January, the total amount of loans issued (considered the mortgage, cash loan, car loan and POS credits) reached 441 billion rubles. – This is the lowest result since April 2022.
In the Russian Federation, banks began to widely refused consumer loans to the Russians. In January, credit organizations only approved 5% of applications for loan needs against 22% for the same period last year. This was reported by Rossmi that there is a reference to financial market data.
Large banks confirmed low levels of approved consumer loans in January this year.
According to preliminary data from the Frank RG, in January the total amount of loans issued (considered mortgage, cash loan, car loan and pos loans) cost 441 billion rubles. – This is the lowest result since April 2022.
The retail market reported last year that the Central Bank was cooled because of the hard policy of the Central Bank. We are talking about increasing the main rate to a 21% record and strengthening the volume restrictions on the design of high -borrower loans.
Thus, on the one hand, the number of applications for loans is reduced, as the growth of bets forces many citizens to refuse to attract unsafe loans, and on the other hand, the level of pag – Approval loans also fall. In December last year, this indicator was relatively unsafe loan was at a level of 20%.
Remember that the Russians have widely complained about inflation. Increasing prices disrupts Russians more – 67% of respondents indicated this in the main problem.
Russia’s economy on the edge of the collapse
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Source: korrespondent
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