Tetyana Shchuchyeva, director of the insurance company “Express Insurance”, confirmed Tetyana Shchuchyeva.
Tetyana Andrіїvno, car insurance in wartime – why not spend money? Tell me, how do you practice all languages at once: the police, judges, insurance companies – you can use your butt.
Hі, not marnotstvo, more transport is the active winner and in the cob of the great war, and in 2022, the rotation: at least 7.1 million vehicles are participating in road traffic.
It is conceivable that in birch and private businesses, including insurance companies, they concentrated their efforts on the security of workers and on the organization of activities with a war in mind: in the evacuation of their personnel, in the operation of the transfer of office, on breaks. During this period, 90% of communication with clients under insurance time, or in the case of insurance coverage, is conducted in online format.
However, in the past, the work of the ship system began to be introduced, communication between insurers and other participants in the insurance system – car evacuation services, emergency commissioners, experts, service stations and partners, etc.
The village in Serpen 2022 Rock our compound is no longer Vyonystya is vita Zvichni for our Kliyntiv Surkhi Servishi-Otromymanny Dovіdok, stanza control of the insured car,-Ale of Cliztami of Komuchna Complex, the payment of online payment.
Need to bring the policy of OSTSPV, or Avtocivilki, no skasovuvav. And the axis of the CASCO policy – what does all wine need? Chi є obmezhennya behind vіkom avtomobilya na z chim baho pov’yazanі?
The cost is multiplied by the cost of finishing the fine for the daily life of the car, which prompted our citizens to approach the police. I’m guessing that Avtocivilka insures liability insurance against third parties.
CASCO insurance – everything about his health. If the client zazdalegіd dbaє about the insurance coverage of a wet car. It’s easy to make a decision about CASCO insurance – just enough for a meal: “What is my financial ability to know the pennies for repairing my car at any time – up to the full coverage of yoga vartosti”? As if you say “no”, call, the person will draw up an insurance contract.
However, for CASCO insurance, it is more important to accept vehicles that are no older than 10 years. The price in Persh Cherga is connected to the economic additional CASCO insurance for the client: the older the car, the more expensive the tariff. The main reason – to spіvvіdnoshnі payment s CASCO and vartistyu repair at service stations. “Older” cars are cheaper, and the number of spare parts for them at official service stations is the same as the number of spare parts for new ones.
Let me explain with this example: you paid $15,000 for a car. or 600 tis. hryvnia, you will be entitled to CASCO at a rate of 6.5% for cars and a deductible of 0.5/5. Stock payment 39 th. UAH CASCO tariffs for new cars are charged at 3.5%, with the cost of such cars being 980 thousand. UAH your payment for the cost of CASCO is 34 ths. UAH Tobto porіvnyannya – not at the cost of cars in the summer. At the same time, I will assign that the average car repair rate in our SC for 2022 is 37.4 thousand at official service stations. UAH
Let’s guess briefly, what are the advantages of car insurance for the CASCO system: what is a vlasnik insured for?
CASCO contract – insurance on your car for lifetime damage or theft. In this CASCO, it is even a gnuchkiy tool, which not only protects against rich risks, but also gives the ability to grow vibir mizh pokrittyam and private pokrittyam.
For example, the most common variant of private coverage of risks for CASCO is insurance only in the event of a weekend, or coverage of all risks in case of a weekend. You can apply the required insurance term – from one month to the date, apply the required territory covered by the CASCO agreement and expand it for any period. Tse dopomogaє visibly protects when buying CASCO.
Okremo I would like to respect that in the event of a serious accident or low car, the client of our company will cancel the premium and the guaranteed purchase on extra cars within the limits of the insured vartost. Tobto, you can buy another car at the same time for the cost.
Deyakі insurance companies propose a surcharge for the risk of damage to the vehicle as a result of military action. Tell me about the statistics of such poshkodzhen. How much is the surcharge for such risks and what do you have to pay for it?
In IC “Express Insurance” the share of hits caused by military events in 2022 increased by 1.1%. Pitoma vaga zvenenni falls in the period from 24 February to April 2022, if the winner becomes 4.6%. From the beginning of the day, the number of such wages has decreased, and by the end of the day it is 0-0.3% before all claims of insurance claims.
Proposals for insurance in the form of financial risks – the first for all marketing campaigns. In fact, it is necessary to state the details of the insurance against the risks of roots, to show that there is a limit of such payment (the widest – 10% for the total number of vehicles). Tse means that there is a car vartosti of 600 thousand. The hryvnia client can pay for a premium in the amount of up to 60 ths. maximum UAH. It is also necessary to declare, chi to establish a landfill in the territory of the region.
Not everyone can go at once for a policy with an insurance company. What online payment services for insurance are promoted, how does the stench work – for example, with your insurance company – and can you trust them?
Active digitalization of insurance services began in the early hours of the COVID epidemic. A lot of money will be spent on online services, among the simplest IT implementations, it is possible to make payments online. I saw two of the most popular of them: for the help of a QR code and for sending to SMS (for a request, it is also convenient for a messenger client – Telegram, Viber, WhatsApp).
Having been hurt in ways, it is free of charge for the payer, so that all commissions for these services are paid by IC “Express Insurance”.
In addition, the client has to pay for additional online banking – we require IBAN details, and in other data banks, automation services. Tobto, the account for payment is already present in yogo bank’s mobile addendum.
Payment for the insurance service is mittevo, the client does not need to give us a receipt – the system will work automatically.
For 3 years, the basis of this service is the need to call both sides of the coristuvachiv, tobto the insurance company and the insurer / payer.
Continuing the topic of online services: what is the purpose of this channel to communicate with emergency commissioners? Can you get more food for help messengers and how do you know? Describe, please, the algorithm.
Client escort in the case of current insurance coverage, the insurance company is not only responsible for security, but also for the appearance of the “person” of the service. Tobto, it is impossible to “close” using chat bots and other “pieces” of intelligence. Accept, we do not want, calling the needs of our clients.
The request for special services in online format is our most advanced project. Aje mi not only wants to organize a professional insurance service until the moment of payment, but accompany the client until the moment of renewing his car at the service station. This project has come a long way for us to implement in 2022 – at the earliest.
Today, in the skin client of our company, we have our own emergency commissioner (AK), the head of which is to organize the administration of a complex of services for the regulation of the “pid key”. Repair service when the repair is completed, AK for the client “his” person for absolutely all nutrition. Therefore, the interplay between them should be carried out in a way that is convenient for the client. The rest of the time, be a messenger.
Source: korrespondent
I’m Liza Grey, an experienced news writer and author at the Buna Times. I specialize in writing about economic issues, with a focus on uncovering stories that have a positive impact on society. With over seven years of experience in the news industry, I am highly knowledgeable about current events and the ways in which they affect our daily lives.