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Is an integrated, universal, sustainable and fair pension system possible?

Dialogue of different experts develops consensus proposals for a comprehensive reform of the pension system.

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Pension systems are required to receive an old-age pension. Despite this, in 2021 18.2% economically active population (EAP) contributed to the AFP, while 8.3% did it with SNPaccording to ComexPerú.

So, Is an integrated and fair pension system possible?

A panel of experts including Norma Correa, Javier Olivera, Alice Gutiérrez, Eder Machaca, Alvaro Monge, Carlos Puga, David Tuesta, Aldo Ferrini and Paola Villar, Gabriela Vega Franco prepared a report on the main proposals.

Agreements

As part of the consensus, “it is considered necessary that an integrated pension system be able to provide all its affiliates universal basic pension financed from the State Treasury in an amount sufficient to ensure that a person does not fall into poverty upon reaching the statutory retirement age.

It is also claimed that “Every person born in Peru should be automatically registered as a member of the integrated pension system.. That is, inclusion in the system should be given by default.

It is also mentioned that “the unified pension system minimum pension scheme should be considered for affiliates who meet the requirements established by the new department of the unified pension system with the approval of the opinion of the Ministry of Economy and Finance.

Congress proposes new AFP withdrawal

this week congressmen They submitted two legislative proposals that propose a new payment of 3 and 4 UTII from non-state pension funds, but what are these projects about?

Review 3 ITU

This bill proposes a payment of 3 UIT, equivalent to 14,580 S/ private pension funds.

The measure, proposed by Congressman Victor Kutipa, comes in the face of a social and political crisis that is causing economic problems due to falling consumption, demand for goods and services, and job losses.

For output branches they must submit their request remotely, virtually or in person, only once within 90 calendar days of the rule starting.

If the application is approved, then in 30 calendar days up to 1 UTII will be paid.

Removal of 4 UTII

Another draft has also been presented in Congress which proposes to withdraw 4 UIT, equivalent to SGD 19,800, from AFP.

According to Congressman Dign Kalle, the goal of the initiative is to empower members “in an extraordinary and optional manner” Private AFP System withdrawal of funds accumulated on their individual capitalization accounts.

The measure will not apply to those who are eligible for early retirement due to unemployment.

It should be remembered that in both cases the drafts must be considered by committees of the Congress before being submitted to the plenary for discussion and voting.

Source: RPP

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