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What is catastrophic agricultural insurance and who will get it?

The insurance is aimed at protecting 1.9 million hectares of annual and perennial crops. | Fountain: Andean

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New shelter for a farmer affected by weather produced under the name Catastrophic agricultural insurance (SAC)reported in the Ministry of Agrarian Development and Irrigation (midagri). This support will bring the grower S$800 per hectare.

The insurance aims to protect 1.9 million hectares of annual and perennial crops from various climate risks such as heavy rains and landslides that occur this season.

The payment to the farmer will be S/800 per hectare of land. cut exposed to climate change and will be free insurance funded 100% by public funds through the Field Guarantee Fund and Agricultural Insurance – FOGASA.

“The purpose of the insurance is to support resource-limited smallholder farmers whose crops are vulnerable to pests, frosts, droughts, fires and other climate and natural risks. The idea is that producers have the opportunity to re-engage in agricultural activities and be compensated for losses. the damage done to their crops”, Midagry said.

Similarly, packages that have suffered a total loss will also be compensated, even if the coverage area in which they are located has not reached the loss threshold that was previously required to activate SAC.

How to access insurance?

In order to access insurance, the agricultural producer must report this to the Agricultural Agency or the Authority, then through the DRA / GRA, the Agricultural Agency will inform the insurance company selected to file the accident report. agricultural campaign 2022-2023

The insurance company appoints an appraiser to conduct an assessment and adjustment on the site affected by a natural disaster within 15 business days. If a catastrophic loss is indicated on the adjustment certificate, the company will coordinate with the General Department of Agriculture (DRA) of each region the survey within 30 days after the date indicated on the certificate.

The EAC will be valid until August 1, 2023 and will allow insuring a total of 1.9 million hectares of transit and perennial crops against various natural risks.

What will the insurance cover?

  1. Drought
  1. hail and snow
  1. Excessive or untimely rains

4.. High temperatures

5. Huayco or slip

6. Strong wind

7. Fire

8. Pests and Predators

9. Flood

10. Diseases

11. Lack of land to harvest

12 Volcanic Eruption

13. Excess moisture

14. Earthquake

15. Frost and low temperature

Similarly, packages that have suffered a total loss will also be compensated, even if the coverage area in which they are located has not reached the loss threshold that was previously required to activate SAC.

Source: RPP

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