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62% of Peruvians were forced get into debt in the last six months to be able to cover their family expenses, indicates a study by Impronta Research.
This means that 6 out of 10 people in the country have problems with financing their accounts especially with banks and savings banks, credit cards, and even borrowing from family and friends.
Households at socioeconomic levels C and D borrow primarily from family and friends, while households at level B prefer to use credit cards.
“This highlights that many people are turning to the system informal with loans from friends and family. Similarly, 10% reported asking for an advance, which creates a vicious cycle in which future costs are sacrificed,” José Oropesa, managing partner at Impronta Research, told the Gestión newspaper.
This situation is consistent with another study result, which indicates that 52% Peruvians expects to survive until the end of the month with difficulty, given the high level of inflation.
The number of people who find it difficult to make ends meet has been on the rise in recent months as it was reported in June that 45% had that idea, compared to just 33% at the beginning of 2020.
“The gap between income and expenses is widening. Inflation is growing in our country, and, on the other hand, the salaries of many Peruvians remain rather rigid. last year, especially in the lower reaches of the CES, such as C and D, where there is a greater concentration of family farming, living from day to day, ”the specialist added.
In addition to this, the study shows that 80% of Peruvians did not show improvement in their well-being. economic status of the family during the last six months of the year.
The study indicates that, for example, 29% of Peruvians have their economic situation deteriorated, while 6% have become much worse.
Similarly, next year almost 70% of Peruvians do not indicate an expected improvement in the family economy.
Source: RPP
I’m Liza Grey, an experienced news writer and author at the Buna Times. I specialize in writing about economic issues, with a focus on uncovering stories that have a positive impact on society. With over seven years of experience in the news industry, I am highly knowledgeable about current events and the ways in which they affect our daily lives.