Financial expert reveals the safest and most profitable applications for the prize of more than R$ 2 million
What would you do if you were the winner of Big Brother Brasil 2023? This year’s award is the dream of many Brazilians and has a unique dynamic, with the value increasing every week. The award has already surpassed the BRL 2 million mark, making it the biggest in the history of the reality show.
In addition to the opportunity to gain visibility and win jobs, the program has the power to change the winner’s life immediately. What, for many, was once an unattainable goal becomes a big question: what to do with so much money?
How to make investments in fixed and variable income?
For financial analyst Valtair Justino, it would be interesting for the winner to evaluate investment in fixed income and government bonds, mainly due to the profitability very high and the SELIC rate above 13%. However, he reveals that these rates are not perpetuated, which can make variable income appear as another good option.
Today, real estate funds appear as an excellent gateway to be used together with fixed income. “You can implement good diversification by adding real estate funds to your investment portfolio. investments. You can include other assets, but these two already bring, in addition to excellent protection against volatility, a greater expectation of return in the long term”, he explains.
look at profitability
With the idea of receiving monthly dividends, real estate funds, if well selected, can make the BBB winner feel like a super champion. That’s because, according to Valtair, by bringing an approximate profitability of 1% per month, the value of the premium can double in just over five years.
“In general, good well-selected real estate funds pay good dividends every month for investors. If he invests the prize of R$ 1 million or R$ 2 million, in little more than five years, the earnings alone have the power to double that amount”, details Valtair.
Beware of wrong investments
One of the main problems faced by edition winners, contrary to what many people think, is not just linked to the fact that shopping What lays ahead. In some cases, such as Rodrigo Cowboy, investments in wrong deals were fatal. According to investment analyst Valtair Justino, the big problem that can arise is the lack of knowledge when starting a series of pointless investments.
Invest in what you know
The first step is to understand the level of knowledge regarding investments. Thus, it is already possible to understand what one can invest in. That is, you will only invest in what you have the minimum applicable knowledge, if you still don’t know the basics about that type of investment, don’t invest until you know enough!
“It’s okay to start with investments simpler, as is the case with direct treasury or some fixed income investments. When you feel the need, then your portfolio becomes more complex. Don’t be in a hurry”, he emphasizes.
And answering the question about the opening song of the reality show, some winners paid to see and turned the dream into a nightmare. Due to the lack of direction and guidance, champions like Rodrigo “Cowboy” (2002), Dhomini (2003), Cida (2004) and Max Porto (2009) made terrible investments and saw the money eliminated from their accounts.
By Henrique Souza
Source: Maxima
I am an experienced author and journalist with a passion for lifestyle journalism. I currently work for Buna Times, one of the leading news websites in the world. I specialize in writing stories about health, wellness, fashion, beauty, interior design, and more. My articles have been featured on major publications such as The Guardian and The Huffington Post.