Interview – The former notary and family intermediary, co-founder with Caroline Mardel, the Media Cabinet, helps couples and families to solve the conflicts related to heritage.
MEDIME FIGARO A little bit What do you see in your office? Who describes women’s relationship in money?
Pauline de la Motte Rouge. A little Males are always in effect in terms of finances. They decide on their own or coach women who, not by feeling eligible, give this force. Those who are at the best of financial control are often owned by higher social circles. They are not aware of the exact legacy of their lady or home. Because the more difficult it is, the more we move them from the topic. I also think about a couple where the woman made her life very well, while the man raised his leg. It was he that he managed his finances. As a good investor, he opened several accounts, some of which were almost impossible to the trail. At the time of their separation, he understood very difficult for what he had done with his money and was extremely owed. There is still a walk to pass. The woman who earns her life well and who rules its money.
How do women manage the sequence of their parents?
There is a logic of women’s transmission, even when they do not have to have funds to transfer. First of all, when the woman “didn’t work” or she wins her husband, much less, the legal successor of the parents would become a way to make a wider house. They will receive the property in the donation and, very quickly, the naked property will give their children the opportunity. I have a customer who received a great real estate inheritance from his father and was enormous for his children. Today it is aimed at the Wealth Manager, warning it. To make a lot, we end up without having the means of living. In this concrete case, it is a woman who did not work, so she will not have a pension. But this also applies to all those who can find themselves alone after separation or mourning. In general, women tend to not prioritize, while they are the maximum security.
Your advice to control its financial destiny.
First, have a personal bank account. Whatever the marriage regime is what we receive by donating or sequentially, it is clean and must pass a personal account. Then advise. When parents die, you must be assigned to a notary and financial adviser who are different from a husband’s number. And talk about the legal successiveness of the parents of the parents, with the whole family to avoid further blocking. Céline Bessière and Sibylle Gollac showed Capital genre (Ed. La découverte), real estate and businesses become more men and liquidity. However, even if the value of what received is adequate, the potential is not the same …
Many women’s financial difficulties are due to the lack of information. When should you consult a notary?
You are a couple, you need to ask the Union issue to be aware of the advantages and shortcomings of each diet. The legal regime, that is, the community community to be acquired is quite protective, while the separation of goods is much less. If you are PACs, one dies, it is necessary, unlike marriage, definitely registered his colleague as a legacy in the case of a very expensive heritage tax. Then, at the time of achievements. How do we take? Who is compensation for what? It is necessary to clarify everyone in the acquisition of acquiring. But when there is a business creation, as it is a potential risk for a couple’s legacy. And finally, when the issue of transmission arises.
Source: Le Figaro
