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CTS 2022: Can I withdraw my next deposit?

The deadline for CTS submissions is November 15th. | Font: Andean

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This month workers from the private sector may receive seniority compensation, also known as CTS.

delivery of this Money It must be completed by December 15 and corresponds to employees who have worked at the same company for at least one full month between May and October of this 2022.

Can I withdraw a payment from CTS?

The CTS is used as an unemployment reserve fund that private companies provide to their wage earners who have worked for more than a month.

Usually this money can be withdrawn after employee stopped working for the company, but with Law #31480 in effect since May, workers can withdraw 100% of their CTS.

The aforementioned law allows employees to use all seniority compensation contributions made in financial institutions that they have accumulated at the time of retirement until December 2023.

Similarly, Law No. 30334 remains in force, according to which workers they can deduct more than four salaries from their CCC.

How to draw a conclusion?

A CTS withdrawal request can be made remotely (online) or through the means set by each individual financial institution. In some cases, withdrawals can only be made by logging into your organization’s app or internet bank.

Employees may request removal Money in cash by going to the cashiers or windows of the financial institution where your account is located, so they should receive the payout immediately.

Some organizations have allowed payment KTS transfer to other accounts in the financial system through the applications of financial institutions.

To do this, users just need to log into the application of the bank in which their account is located. KTS and look for a transfer option between your accounts.

Employees who receive their CTS at the same bank where they pay their wages can transfer the money to their debit card, but they can also transfer to another financial institution.

In this case, the rules state that after the transfer bank or the box has a maximum period of two business days for transferring money from one account to another.

Source: RPP

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