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Considering the increase offense Against the backdrop of the pandemic, in recent years, companies have increased the repurchase of these loans, but have these debts been repaid?
National Association of Collection Companies of Peru (Anecop) argues that collection houses first start by looking for the clients behind these debts in order to offer them means of payment, but not everyone agrees to cancel the loan.
Trade union president Humberto Ugarte estimates 60% clients those who are offered payment solutions accept them, i.e. six out of 10.
“Most debtors want to get rid of their problems, although there are people who don’t want to be blamed,” Ugarte told the Hestion newspaper.
Regarding objects, it is stated that collectible houses They offer plans to split payments, reduce debt, or provide bonuses to good payers.
“One of the options we have is to tell them that you owe me SGD 1,000, pay me SGD 500, for example, and I will give you your outstanding letter and take you out of the risk center immediately,” Ugarte explained. . .
How many Peruvians have bad debts?
A few months ago, an Equifax study showed that more than 8.5 million Peruvians of legal age are late in paying their debts to banks and other services.
Just in Financial system the pending loan is approximately S$10,629 million, representing 34% of the total debt.
Bank debt levels are lower than recorded in 2021, but still above pre-pandemic levels.
Source: RPP
I am Dylan Hudson, a dedicated and experienced journalist in the news industry. I have been working for Buna Times, as an author since 2018. My expertise lies in covering sports sections of the website and providing readers with reliable information on current sporting events.