HomeEconomyDebt: How many Peruvians...

Debt: How many Peruvians are behind on payments to banks and services?

The average arrears of Peruvians is S$3,668. | Font: Andean

adUnits.push({
code: ‘Rpp_economia_economia_Nota_Interna1’,
mediaTypes: {
banner: {
sizes: (navigator.userAgent.match(/iPhone|android|iPod/i)) ? [[300, 250], [320, 460], [320, 480], [320, 50], [300, 100], [320, 100]] : [[300, 250], [320, 460], [320, 480], [320, 50], [300, 100], [320, 100], [635, 90]]
}
},
bids: [{
bidder: ‘appnexus’,
params: {
placementId: ‘14149971’
}
},{
bidder: ‘rubicon’,
params: {
accountId: ‘19264’,
siteId: ‘314342’,
zoneId: ‘1604128’
}
},{
bidder: ‘amx’,
params: {
tagId: ‘MTUybWVkaWEuY29t’
}
},{
bidder: ‘oftmedia’,
params: {
placementId: navigator.userAgent.match(/iPhone|android|iPod/i) ? ‘22617692’: ‘22617693’
}
}]
});

More than 8.5 million Peruvian Adults are registering delays in paying their debts, warns a study by Equifax and Universidad del Pacífico.

This figure, which takes into account both financial and non-financial debt, indicates that until May of this year, the number of Peruvians with offense in their payments to banks and other services.

The arrears of these 8.5 million Peruvians, of whom there were 7.7 million at the end of last year, amount to SGD 30,900 million.

It is now assumed that the outstanding debt, which clients defaulters in Peru is S$3,668 until at least the middle of the year.

bank debt

In the financial system alone, the outstanding loan payment is about SGD 10,629 million, which is 34% of the total debt. This figure is lower than last year, but still higher than pre-pandemic levels.

Sergio Soto, Equifax Business Development Manager, pointed out that debts NPLs in the financial system rose consistently from January to May, but gradually, but this indicates that delinquency has not risen sharply because bank financing has grown faster than the portfolio of delinquent payments.

Until May, it is assumed that, as of May, part of the debt in the banking sector falls on loans to small businesses (27%), followed by mortgage loans (23%), loans (19%), loans to microfinance organizations. businesses (9%) and credit cards (8%).

Debts in services

With regard to debts not linked to the financial system, it is stated that offense it reached S$20,367 million. This last category, related to services, business or taxes, accounts for 66% of the total late payments estimated by Equifax.

Although the debt ratio is lower than last year, the number of people who defaulted on their payment for services increased to 8.1 million in May.

For example, it is indicated that almost two out of every three non-payers are customers Business telecommunications.

The number of non-payers may increase

The study shows that three out of 10 adult Peruvians are at high risk of default in the next 12 months.

18% of adults are at moderate risk of default on their payments, while 50% are at risk of default debts is insignificant.

Despite this, the report’s specialists note that the payment behavior on loans may be affected by a greater increase in informality and high inflation due to a drop in the confidence of economic agents.

Source: RPP

- A word from our sponsors -

Most Popular

LEAVE A REPLY

Please enter your comment!
Please enter your name here

More from Author

- A word from our sponsors -

Read Now

Russia will help you go to the depression of swamp bombing – Reuters

The country of the aggressor will not be able to quickly replace the strategic aircraft that were lost as a result of a wide security service for websites. .in_text_content_22 {width: 300px; Height: 600px; } @Media (min-width: 600px) {.in_text_content_22 {width: 580px; Height: 400px; }} .Adsbygoogle...

Possible GTA 6 leakage reveals news in the gameplay

Some items and details about news from the new Grand Theft Auto VI game were possibly leaked on social networks; look!It will be? A new Reddit publication has created more speculation about what players can expect from 'Grand Theft Auto VI'. The game, officially postponed in early...

In Latka, the skeleton of the bend and posts (photographs) was struck

As a result of the Russian attack, the number of death in Latsk increased. .in_text_content_22 {width: 300px; Height: 600px; } @Media (min-width: 600px) {.in_text_content_22 {width: 580px; Height: 400px; }} .Adsbygoogle {Touch-Action: Manipulation; } Rescuers owed the body of a 27-year-old dead...

The Russian Federation was elected in Magatta in the void, the busy Zaes will begin

The country aggressor announced the desire to restart the occupied Zaporizhjhya NPP. .in_text_content_22 {width: 300px; Height: 600px; } @Media (min-width: 600px) {.in_text_content_22 {width: 580px; Height: 400px; }} .Adsbygoogle {Touch-Action: Manipulation; } The invaders have already contacted the IAEA so that the...

James Gunn confirms post-credit scene in ‘Superman’

With the next launch, the new creative director of the DC universe, James Gunn, confirms that 'Superman' will have scenes you creditsThe premiere of the new Steel Man movie is getting closer and closer and with it news is being released by the producers. 'Superman' will be...