From October, only certain categories of citizens will be able to use the Affordable Loans program, and it will start working for all Ukrainians next year.
An application for a preferential mortgage, which will start working from October 1, can be submitted through the Diya portal, reports the Ministry of Economy.
From October, only military personnel, security and defense sector employees, doctors, teachers and pedagogical workers, and scientists will receive a soft loan at 3% for 20 years with an initial contribution of 20% for in purchasing housing. .
“Employers of these categories of workers will be able to pay them for the initial payment and part of the loan body through budget programs (the amount of compensation depends on the length of service). Later, the program will will be available to all Ukrainians whose residential real estate does not exceed 52.5 sq. m + 21 sq. . m for each family member,” the statement said.
It was noted that within the framework of the Affordable Mortgage program, it is possible to purchase housing up to 52.5 sq. m of total area +21 sq. m for each subsequent family member. If we are talking about the center of the region, then in a house that has been working for no more than 10 years. The value should not exceed the estimated value determined by the appraiser or bank employee.
Also, the value of 1 square meter should not exceed the indirect value of the building, determined by the Ministry of Regional Development and increased by 2.5 times for regional centers, cities with a population of more than 300 thousand people, in the distance up. up to 15 km from Kyiv, twice – for cities with a population of 100 -300 thousand people, 1.75 times – for other settlements.
At the same time, the housing is insured against the risks of accidental damage or accidental damage for the full estimated value.
Earlier it was reported that “affordable” loans have suddenly increased in price in Ukraine. The interest rate on loans will increase due to the decision of the National Bank.
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Source: korrespondent
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