The car is all you need to know about it: the ultimate food

Tetyana Shchucheva, director of the insurance company “Express Insurance” is asked to inform.

Tetyano Andriivno, how have insurance sums and premiums for Avtocivilci changed in the past? It seems simpler, but the payment price itself has increased, and the limits of payments have proportionally increased?

Tetyana Shchucheva, director of IC “Express Insurance”

Deisno, from 07/01/2022 The limits of payments for Autocivils increased by 23% for lane fees and by 28% for life and health expenses. Narazі stinks add up to 160 yew. Hryvnia and 320 ths. Hryvnia vіdpovіdno. This ochіkuvano led to an increase in the cost of policies for the community from 10% to 35%. Deyakі insurers zbіlshuvali vartіst poliіv in dekіlka stage.

I want to indicate that the average rozmіr zbitku in the lane, which we wept to endure, so zrіs. Until the increase in the limit, then for April 1, 2022, having accumulated UAH 26,475.64, and after the increase in the limit, for the 3rd quarter of the previous year – UAH 29,422.84, for the 4th quarter – UAH 30,611.35.

How do you care, to reach the new limits, so that you can sleep peacefully, otherwise you will still be satisfied with the buyer of the voluntary insurance policy? Argument

According to IC “Express Insurance” statistics, in 2022, the number of cuts will be more than 160 thousand. Hryvnia, where the victims suffered, they folded up to 0.3% of all statements submitted. Razumіyu, scho zagalny picture of the market is not Intense vіdіznyаєєєєєєєі our statistics.

However, I do not want to think about the responsibility for the accident, where the party suffered, or the insurance company with a call (regression) about the additional payment of retail money between the sum total and the real that congestion. Bo okrіm vlasne pay extra for Skoda, vinuvattsyu happened to pay the costs of a lawyer, the courts insured moral Skoda.

You can get away with everything by adding additional protection to Avtotsivіlka vіd 250 hryvnia. Vlasne, the math is obvious. I’m ready for 250 hryvnas to save myself from additional financial and moral costs? Especially I can add a car for 500 yew. Hryvnia for an amount of 700 Hryvnia, as a way to secure the cover of zbitkiv over the indicated limits of 160 thousand. Hryvnia and 320 ths. UAH

Dehto s avtovlaknow that you can pay the minimum, and pay the maximum, so you can buy Avtocivilka’s cheapest option. In some kind of prank, you can stick together, who would choose such tactics?

Indeed, a part of the car owners when buying an auto-civilka is focused only on the baridad. They buy the police less “for the police”, so they don’t get fined. And until the time of singing, they say that the cheap policy is like a sire to misholovtsi.

If such a policy in the form of an insurance company does not harm injured people, the “economical car driver” will have the opportunity to cry in full for the tender intestine. Why? So that, cheap rules sell SC, we will wait until we pay, we will tolerate that її rozmіru. But if the insurance is not covered by the insurance company, it is clear in the policy, so you will fall on the shoulders of the at fault.

Here I would like to assign an important figure for IC “Express Insurance”: the amount of regression can be blamed for an accident, if they removed the insurance company, which did not fully pay its debts for the fault, or the limit of damages, which exceeded the limits of the insurance company, became 9 million UAH Tse pennies, yakі mi obov’yazkovo otrimaєmo by the court of a physical individual-offender.

I’m not talking about the process itself – judge, lawyer, nervous clerks, as we know, they are not convinced… Respect that everything is everything – save 300-500 hryvnias on the policy through the bank.

Even before the war it was not easier to buy an Avtocivilka, it was not easier to refuel: there were cars on Uzbek roads, where a policy was issued for a couple of credits. How would you like to buy an Avtocivilka from whom?

In the first place, I will find out the results of the assessment of insurance companies on the MTIBU website.

The official rating of insurers for three indicators: “The general assessment of the insurer”, “Riven skarg vіd victim”, “Yakіst vregulivannya zbitkіv”. The red badge, on the contrary, the indicator of the insurance company, means a low rating, green – a high one. Our SC is the result of such assessment of further assessment on the official website for the benefit of clients.

Quickly, I would read the opinions of the clients about how the insurer will goiter. These infections are rare.

Then, I will compile my TOP-5 translations and remove the propositions from them. And for others, I will analyze not only the last difference, but also a combination of factors – reviews, the rating of that work of the insurance company to the client.

Oskіlki Avtocivіlka is a type of obov’yazkovogo insurance, which is strictly controlled by the state, we can say that all agreements with Avtocivilka are however, and there is no sense of respect for them. Are you good at thinking like that? What’s the difference, then?

So, effectively, to ensure insurance coverage, the procedure for filing a bill, the lines of submission of documents and the adoption of a decision are prescribed in the formal Law “On OSTSPV” dated 2004 with additions. The insurer has no right to change, or not to violate this standard.

In fact, the client needs to read not the return bill of the “yellow form” but the electronic policy, but to know the Law “On OSTSPV”.

Retailing in Vartost Polis is full of franchises and additional services, as insurance companies provide to customers: evacuation, technical support, too.

Want to limit the number of payments in vipadkas, issued according to the achievements of the Europrotocol, increased, water should not be wasted. It can be scary to show mercy when you meet. Tell me, what are the basic rules for registration?

The European protocol allows the participants of the accident to immediately separate, without checking the police officers and not “getting” a fine. The Europrotocol can only be released within one hour of all offending minds: as a result of an accident, no injuries (dead), water is unknown under the influence of alcohol / or stimulants of drug, it may be a chinn_ policy . As if everything is transcribed, it is possible to draw a signature for the additional European protocol, both in a paper appearance, and in an electronic one for consent.

When issued by Europrotocol, the insurance coverage limit becomes 80 thousand. UAH If there are doubts about how to summarize the money, a special insurance company can help you. We always provide informational support to our clients, with them we help to fill out the Europrotocol correctly.