Women are better investors than men because they apply these 16 golden rules

In terms of money, women underestimate themselves. And they are wrong. When investing is their yield better. “They have a 2% higher income in terms of investment, according to the study of our 8 million customers,” explains the director of the European Trade Markets Matthias Bachino. Take your money (Ed. Michelle Lafo). “2% per year, this is 100% difference in twenty-five years. That’s a lot. During the houses, if we invest in women, after twenty-one, we trust twice as much as possible. However, couples do the opposite. According to Barometer, Men’s 2022 Media, men who manage men in 70% of couples when women remain internal budget management.

Learn the “Golden Rules”

If women exceed it, it is because they have used the golden rules of investment better. “They make fewer movements when men will try to make more frequent strokes. And they diversify Matthias Bachin more. Rules:

Investments are also a priority pyramid, a little like Maslow’s pyramid. We first invest in what provides before going forward. As the former minister and the founder of Corela Capital indicated Fleur Pellerin during the master class MEDIME FIGARO “How did they invest?” From April 4. How to invest from there when you’re 20, 30, 40 or 50? Here’s an ideal tracking knowing that the best time is always.

On the 20th

We receive financial education. Children aged 18-24 are most interested in that issue. According to Viavoice, 52% of them announce their money in front of children aged 50-64. The guards are moving. So who to apply? For example, platforms, programs or dedicated areas. Founded by FEMCA, founded by Hélène Gherbi and Melvin Duveau; A cash register created by Léa Lejeune and Morgane Dion and whose application was released in September. Myfenix, Erell Tassin; Osil and the company, which has been launched by Héloïse Bolle, on all income levels of wealth management …. We regularly document ourselves at Lafinancourtous.com and Spak.fr.

We also provide each election with the prism of money. Appreciate the prospects for professional orientation, negotiate your salary from the first job, ask you to add a large amount of money when you enter a couple, better manage your expenses.

We build his failure savings. So the wage of three to six months (or for nine entrepreneurs) placed in a booklet (LDD), therefore in emergencies. We can add a term account where short-term real estate is paid because it offers a swaive platform.

At 30 o’clock

We are going to his main residence. For the first time in 2024, the average age of buyers was 33 years old. To keep in memory: The loan interest rate can always be transformed down when the times give their loans …

We open life insurance From the birth of children on which we pay regular money. After eighteen years, with complex interests, capital will increase, and it will be easier to finance their studies. To be studied: GOODVEST Green offer or nalo with low costs.

As a pair, we take into account the pension for mom Who participates in partial or who temporarily stop working to increase children, such as the maternity hospital, almost 40% of such a hospital? Without compensation for income, the woman’s risks are changing, in case of separation, it is the only one to assume this decision.

We are a pilot of his employees’ savings. One of the three assets is an average of 13,500 euros, according to the study of 2023. However, many allow sleep to sleep on money, of course, safe, but not profitable. When you have more than five years ago, the more risky fund in favor of the arbitration is needed to make your money grow.

In the case of houses, if we trust in women in twenty-one years, we have twice as much as possible

Matthias Baccino:

At 40 o’clock

He is valued for retiring Lassuranceretraite.fr. We are visiting the “My Pension Plans” section on info-rettat.fr, which lists our pension savings, even the opened by the former employers, which we could ignore. We check Ciclade.FR that we have not forgotten on a bank account, financial product or contract that we are beneficiary.

We open a retirement saving plan (one) If retirement assessment is low. Payments are removed from taxable income. For comparing proposals, we look at Nalo or Goodvest without forgetting Caraeld ecologist.

We have a social assessment, The equivalent of the medical test is explained by Ann-Carol Patar, General Axa Insurance Agrent. “If I have a work break and I am not a worker, I will not touch the social security. I am my pension plan.

We open a share savings plan (peas) Through the bank, insurance company or wealth manager. Thus, we support French and European companies, and five years later the capital’s profits and dividends are released from income tax. Ideal creature to allow your money to increase your money rather than possible losses. We can also establish its investments (no toxic industry, but companies that meet special criteria, etc.) or go to a platform platform (for example). And we invest smaller regular monthly payments to resolve the stock price. You can also diversify your bet on CAC 40 ETF (on the pointer stock).

On life insurance, You can choose the euro systems for which capital is guaranteed.

We consult with a notary To discuss the family of future succession with the family and solve any blocks with the family.

At 50

We complete our investments. If we missed the steps, we catch. But it is shorter than the less risk level, and therefore will be high. If you have completed your investment pyramid, you can try exotic or atypical investments. Luxury bags, jewelry, watches, art, forests … (Read also from the following pages). Everything that has a specific tool and value, from the fate of currencies, grows.

We make his successive. With life insurance you can pay for its beneficiary to 152,500 euros “Privilege of Law” (without a legacy tax), but you have to pay the money until its 70th anniversary.

We provide our investments Two or five years before retirement. We convey the amount invested in risky investments to maintain safer options (euro or cash) to maintain the capital of possible market crisis.