More than half of Peruvians do not have enough money to cover their household expenses

Quantity Peruvian According to a recent study by the consulting firm Activa Peru, the number of those whose income is insufficient to cover all household expenses continues to grow.

Three months ago, 43% thought they were not coping with familiar expensesbut now 52% indicate that they cannot cover the cost of basic services, education, rent, card payments and other expenses with their income.

The study shows that the people most affected by lack of income are in socioeconomic levels C and D and are between the ages of 45 and 60.

The situation affects families in Lima and the provinces almost equally. in provinces 51.2% indicated that their income is not enough, while the same scenario is experienced by 53.8% of the population living in the capital of the country.

While more than half of Peruvians lack a salary, 35% of the money is enough for all expenses per month.

Most people who manage to cover their familiar expenses in terms of income, they belong to segments A (43.4%) and B (50.6%).

According to the survey, only 2.7% of Peruvian workers have an income that is enough for all expenses for the month and even have something to save.

low expectations

Activa research shows that most Peruvian they are not optimistic about their financial future.

A few months ago, 53% of people believed that their economic situation would be the same or worse within one year, but now almost 57% of Peruvians have this opinion.

Currently for 41.2% Peruvian their economic situation is poor or very poor, and 51.4% have a normal economy. Only 7.2% believe they are in a good position.

For 53.8% of the people, their economy is worse off than a year ago, mostly Peruvians with socioeconomic level C (58.2%), those aged 45 to 59 (61.9%), living in Lima. (58.8%).

Peruvians from nse B and D also show a high level of dissatisfaction with their current economic situation, as more than half believe that their economy This is worse than in 2021.

Regarding the employment situation of this population, the study shows that 52.3% work personally, 15.3% indicate that they only do housework, 14.5% are unemployed, and 12.4% indicate that they work remotely.